It is a commonly known fact that truck drivers are at a greater risk of causing an accident than the drivers of other vehicles. This is due in part to the knowledge and experience that is necessary to operate these heavy, unwieldy vehicles. As is the case with all accidents, there will be times when the parties involved know each other. While this may make what was already a tragic event even worse, it should not stand in the way of the injured party pursuing the compensation they deserve.
In Maryland and across the country, insurance coverage is mandatory for all drivers. This is of course true for truck drivers as well. In fact, depending on the type of cargo and truck involved, there may be specific insurance requirements that must be met by the trucking company. Insurance is required because in many cases the person responsible for the accident is not likely able to cover the extensive costs that may be involved. These include the medical bills for the victims, the lost wages they sustain while away from work and in recovery, and any decrease in future earning potential due to their new limitations. It may also include amounts for the emotional pain and suffering that the accident victim is forced to endure.
Thankfully, insurance companies are there to make injured parties whole again. However, insurance companies are also operated on a for-profit model and generally try to settle or deny claims to ensure they keep their coffers full for the stockholders. It is therefore very important that anyone injured in a Maryland truck accident seek the counsel of an experienced attorney to help them with the preparation of their case.